Effective Date: April 4, 2025
These Terms of Use ("Terms") govern your access to and use of the CRETECAD mobile application, website (www.cretecad.com), and all associated services, content, and technologies (collectively, the “Platform”). These services are operated by CRETECAD LTD, a company registered under the laws of the Federal Republic of Nigeria. By accessing or using the Platform, you agree to be legally bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Platform.By creating an account, browsing, or using any part of the Platform, you confirm that: You are at least 18 years of age. You have read, understood, and agreed to be bound by these Terms. You have the legal capacity and authority to enter into this agreement on behalf of yourself or your organization.
These Terms shall be governed by, and construed in accordance with, the laws of the Federal Republic of Nigeria. Where applicable, international users agree that Nigerian law shall govern the relationship, without regard to conflict of law rules. Any disputes arising shall be settled under the jurisdiction of Nigerian courts, unless alternative dispute resolution is agreed upon.
CRETECAD provides users access to a virtual design, printing, wallet, rewards, and card-based ecosystem, including:
- Account and wallet services
- Design and print services (on-demand/self-service)
- Membership card services (CRETECARD)
- Freemium and premium feature access
- Notifications, promotions, and rewards
- Analytics and personalized dashboard and so much more
To use certain features, you must register an account. You agree to:
- Provide accurate and up-to-date information.
- Maintain the confidentiality of your login credentials.
- Notify us immediately of any unauthorized access or security breach.
- Be fully responsible for all activities under your account.
CRETECAD may suspend or terminate your account if misuse or fraud is suspected.
You may use the Platform only for lawful purposes. You agree not to:
• Violate any applicable law or regulation.
• Use the Platform for fraudulent purposes.
• Interfere with, damage, or disrupt the service.
• Upload harmful, defamatory, or infringing content.
• Use any bots, crawlers, or similar technology without authorization.
Some services require payment, including subscription-based access and wallet-funded usage. You agree to:
• Pay all applicable fees and charges.
• Maintain valid billing information.
• Understand that failure to pay may result in suspension or termination of services.
Payment processing is handled through secure third-party providers. CRETECAD is not responsible for issues arising from third-party transactions but will assist in resolving them.
• You retain ownership of any content you upload.
• By submitting content, you grant CRETECAD a non-exclusive, royalty-free, global license to use, display, and modify your content for service provision and marketing purposes.
All Platform content, logos, designs, and software are owned by CRETECAD and protected under intellectual property laws. You may not reproduce or redistribute our materials without written consent.
Our Privacy Policy, which forms part of these Terms, explains how we collect, store, use, and share your personal data.
We reserve the right to:
• Suspend or terminate your account at any time, with or without notice.
• Remove content or restrict access if any Terms are breached.
You may also delete your account at any time, subject to the final settlement of outstanding payments or obligations.
CRETECAD LTD is not liable for:
• Any indirect or consequential loss.
• Loss of data, profit, or reputation.
• Downtime, delay, or disruption due to third-party services or technical issues.
Our maximum liability, whether in contract or tort, shall not exceed the fees paid by you in the 6 months preceding the claim.
You agree to indemnify and hold harmless CRETECAD LTD, its directors, employees, and partners from any claims, damages, or expenses arising from your use of the Platform, violation of these Terms, or infringement of any rights
We may revise these Terms from time to time. Continued use of the Platform after such changes implies your acceptance of the updated Terms. The most current version will always be available on the website.
For questions or legal notices, contact:
CRETECAD LTD
Lagos, Nigeria
Phone: +234 903 659 6893
Email: support@cretecad.com